Let me ask you an important question: How do you feel about the moral direction of our country? Are you saddened by any of the items on the following list?
• The rising number of abortion clinics and facilities
• The increased activity of “pro-abortion” activist groups
• The shady, deceptive practices being used by the pornography industry
• The number of deaths caused by the tobacco industry
• The number of families being torn apart by addictions ranging from alcohol and drugs to gambling
• The promotion of homosexuality
If any of these issues deeply sadden you, think of how God must view His creation being destroyed by these issues. It breaks His heart. If Jesus were an investor today, would He place money in any company involved in those areas? Would He choose to start a business of His own that was involved in any of these areas?
The answer to both questions is an emphatic no, but you may be unknowingly profiting from these industries. God has entrusted you with His resources, and it is your duty to be a wise and faithful manager of the assets He has provided you. In order to do this, you will need to follow biblical principles. As a Christian and an investor, it is more important how you make your money than how much money you make.
There is no doubt that sinful activities can be extremely profitable, but if you can invest in a manner that avoids industries that blatantly oppose God’s Word and still make a good profit, why would you choose any other way? Do you think God is more concerned about the amount of money you earn or the manner in which you earn it? How we invest money is a true measure of the values we hold dearly. If we stray from God’s values should we really be surprised when things fall apart?
The World vs. the Word
You may be confused as to how to manage your money simply because you have taken the world’s advice. You may have formed your financial habits from the actions and advice of your parents, friends, school, and the media. How successful has that been for you? For many, the approach is simply not working. Why are so many failing?
When we have an educational system in America that does very little to teach people the basics of financial management, a church that shies away from financial discussions, and an abundance of confusing, contradictory messages from the media and so-called experts, it is no surprise the average Christian is confused about where to turn for advice!
Choosing the world’s way of handling finances over God’s way is a recipe for disaster. Fear and greed are the motivating advice being sold by much of Wall Street. This advice can lead to financial ruin. Many become so confused that they choose to go it alone and rely on the banks to tell them what they can and cannot afford. They may choose to make financial decisions based on the latest advice in Money magazine, on the radio or TV, or their coworkers’ suggestions.
Rather than knowing for themselves where they stand financially, they listen to bad advice. Hosea 4:6 reads, “My people are destroyed for lack of knowledge” (NIV). The majority of people have no financial plan or have built their plan on the ways of the world. If what we’ve been doing so far it isn’t working, we need to change direction. Change begins with looking at God’s Word.
BIBLICAL WISDOM ON INVESTING
On diversifying: “Give a portion to seven, or even to eight, for you know not what
disaster may happen on earth” (Ecclesiastes 11:2 ESV).
On seeking advice: “Without counsel plans fail, but with many advisers they succeed” (Proverbs 15:22 ESV).
On being steady, patient, diligent, and faithful: “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty” (Proverbs 21:5 ESV); and “A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished” (Proverbs 28:20 ESV).
On screening your investments: “You must not bring the earnings of a female prostitute or of a male prostitute into the house of the LORD your God to pay any vow, because the LORD your God detests them both” (Deuteronomy 23:18 NIV).