Now that we have a brand new year, and with it, comes a renewed effort to get our finances back into fighting shape. Whatever your motivation is, whether it’s to raise your credit score so you can buy a new car or house, or if you just want to stop living paycheck to paycheck, there […]
Getting Married? After 27 years of independently maintaining her own finances, CPA Amber Gilstrap took the plunge. Well, yes, she got married, but she also combined finances with her new husband. Marriage is often the catalyst that prompts two people to mix their money, but even those who live together may reach a point where […]
Each decade of our lives is a milestone; and each milestone brings new perspective, a different focus, and varying needs. We trade our tricycles for bicycles; our bicycles for sports cars; our sports cars for minivans; our minivans for SUVs; and our SUVs for sensible four-door full-size sedans.
Just as our modes of transportation change through the years, so do our financial needs and focus.
What would you do with an extra $1,000 or $2,000? The Tax Relief Act of 2010 will give many of us the equivalent of a 2% raise in 2011. Employee payroll taxes have been cut from 6.2% to 4.2% this year.1 So if you pay into Social Security, you are looking at a rise in […]
Not the Monday I Expected It is 6am and I awake from a deep sleep. I jump out of bed! Another Monday morning has just begun. I quickly make my way down the stairs and am startled by a horrific smell. If I ignore it, it surely will go away, right? I make my way […]
Spending too much can ruin any good financial plan Baby boomers are known for wanting more out of life – and for living life on their own terms. They also get a bad rap as a generation weaned on instant gratification – wanting it all now, wanting to have it both ways. It is neither […]
Tough times can make savvy shoppers out of us all… With unemployment running rampant, housing prices still dropping, and consumers not spending, it is no secret that our economy is still in deep trouble. Yet with adversity comes great opportunity! Frugality is en vogue! Let’s look at some ways you can save money… Visa released […]
Confessions from a wasteful spender I have a confession to make: I am nowhere near as frugal as I should be. However with a large family like mine (wife and 4 kids), the grocery bills were getting out of hand! Feeding a family of 6 is daunting enough just trying to keep food in the […]
Want More? Spend Less! Many wished that money grew on trees. Just seed, plant, and let it grow! Having a never-ending supply of cash may be a dream. Wouldn’t you love to do whatever you want whenever you want? The truth is, if you plan properly, this day of true financial freedom can occur. It […]
Here are some suggestions to consider BEFORE you make your next purchase: 1. Pay only with cash or check. Stop using your credit cards. Try this for one month. You will find you think and plan more–much more. Plus, at the end of the month you will find you will have spent far less than […]