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	<title>Comments for Jay Peroni - Faith Based Investing</title>
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	<link>http://jayperoni.com</link>
	<description>Faith Based Investing</description>
	<lastBuildDate>Fri, 20 Apr 2012 19:50:23 +0000</lastBuildDate>
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		<title>Comment on Do You have &#8220;Too Many Irons in the Fire&#8221;? by What is Wrought Iron? &#124; Timeless Wrought Iron Blog</title>
		<link>http://jayperoni.com/do-you-have-too-many-irons-in-the-fire/comment-page-1#comment-11108</link>
		<dc:creator>What is Wrought Iron? &#124; Timeless Wrought Iron Blog</dc:creator>
		<pubDate>Fri, 20 Apr 2012 19:50:23 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=1297#comment-11108</guid>
		<description>[...] Credit: Jay Peroni     By Timeless Wrought Iron on July 21, 2011  &#160; / &#160; Wrought Iron Decor, Wrought Iron [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit: Jay Peroni     By Timeless Wrought Iron on July 21, 2011  &nbsp; / &nbsp; Wrought Iron Decor, Wrought Iron [...]</p>
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		<title>Comment on Faith-Based Investor Radio: Why a Greek Default Could Cripple the Financial System by Faith-Based Investor Radio: Why a Greek Default Could Cripple the &#8230; &#124; Investing In Iraqi Dinar</title>
		<link>http://jayperoni.com/faith-based-investor-radio-why-a-greek-default-could-cripple-the-financial-system/comment-page-1#comment-10584</link>
		<dc:creator>Faith-Based Investor Radio: Why a Greek Default Could Cripple the &#8230; &#124; Investing In Iraqi Dinar</dc:creator>
		<pubDate>Fri, 17 Feb 2012 04:36:56 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=3933#comment-10584</guid>
		<description>[...] legitimate opportunity? Then Jay looks at gold ETFs vs physical gold &#8230; &#8230;     More here: Faith-Based Investor Radio: Why a Greek Default Could Cripple the &#8230;     &#8592; The Iraqi Dinar News: iraqi dinar will [...]</description>
		<content:encoded><![CDATA[<p>[...] legitimate opportunity? Then Jay looks at gold ETFs vs physical gold &#8230; &#8230;     More here: Faith-Based Investor Radio: Why a Greek Default Could Cripple the &#8230;     &#8592; The Iraqi Dinar News: iraqi dinar will [...]</p>
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		<title>Comment on How Often Should You Rebalance Your Portfolio? by Jay Peroni</title>
		<link>http://jayperoni.com/how-often-should-you-rebalance-your-portfolio/comment-page-1#comment-10435</link>
		<dc:creator>Jay Peroni</dc:creator>
		<pubDate>Mon, 23 Jan 2012 16:02:56 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=2145#comment-10435</guid>
		<description>I believe it IS a way that mutual funds keep you investing and that they want you to buy and hold.  I am not a market timer myself but do believe in the validity of ACTIVE money management.  Buy and hold is only useful when you have rising investments.  I believe we are in a flat to declining market so strategic investing should outperform buy and hold over the next 5-10 years...</description>
		<content:encoded><![CDATA[<p>I believe it IS a way that mutual funds keep you investing and that they want you to buy and hold.  I am not a market timer myself but do believe in the validity of ACTIVE money management.  Buy and hold is only useful when you have rising investments.  I believe we are in a flat to declining market so strategic investing should outperform buy and hold over the next 5-10 years&#8230;</p>
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		<title>Comment on How Often Should You Rebalance Your Portfolio? by Jay</title>
		<link>http://jayperoni.com/how-often-should-you-rebalance-your-portfolio/comment-page-1#comment-10418</link>
		<dc:creator>Jay</dc:creator>
		<pubDate>Thu, 19 Jan 2012 20:30:47 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=2145#comment-10418</guid>
		<description>Hi, as a market timer, I&#039;ve been studying the impact of rebalancing your portfolio based on my own market timing studies.  Most of wat I have read (out of vanguard) is that there is no impact other than reduced volatility.  But that just makes no sense.  I see it as the mutual fund companies telling you not to move your assets so as to make their job of positioning funds easier...  Thoughts?</description>
		<content:encoded><![CDATA[<p>Hi, as a market timer, I&#8217;ve been studying the impact of rebalancing your portfolio based on my own market timing studies.  Most of wat I have read (out of vanguard) is that there is no impact other than reduced volatility.  But that just makes no sense.  I see it as the mutual fund companies telling you not to move your assets so as to make their job of positioning funds easier&#8230;  Thoughts?</p>
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		<title>Comment on Does Your Heart Break for What Breaks God&#8217;s Heart? by Ametefe John Konny</title>
		<link>http://jayperoni.com/does-your-heart-break-for-what-breaks-gods-heart/comment-page-1#comment-10092</link>
		<dc:creator>Ametefe John Konny</dc:creator>
		<pubDate>Sun, 18 Dec 2011 11:55:56 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=1976#comment-10092</guid>
		<description>It is actually a great honour for me to sense the passion you have for the things affecting the things God created.If everybody should have the mind of Christ, things would have been fair enough.But one thing He said was,&quot;the harvest is plentiful but the labourers are few.Pray that the Lord of harvest would send more labourers&quot;.This is also a thing I think we Christians can do in accordance.Thanks for your Stewardship to the Lord.The Lord bless You with His reward.</description>
		<content:encoded><![CDATA[<p>It is actually a great honour for me to sense the passion you have for the things affecting the things God created.If everybody should have the mind of Christ, things would have been fair enough.But one thing He said was,&#8221;the harvest is plentiful but the labourers are few.Pray that the Lord of harvest would send more labourers&#8221;.This is also a thing I think we Christians can do in accordance.Thanks for your Stewardship to the Lord.The Lord bless You with His reward.</p>
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		<title>Comment on 5 Reasons a Line of Credit Should be a Part of Your Financial Strategy by 5 reasons a line of credit should be a part of your financial strategy &#171; Bad Debt Loans</title>
		<link>http://jayperoni.com/5-reasons-a-line-of-credit-should-be-a-part-of-your-financial-strategy/comment-page-1#comment-9814</link>
		<dc:creator>5 reasons a line of credit should be a part of your financial strategy &#171; Bad Debt Loans</dc:creator>
		<pubDate>Mon, 05 Dec 2011 19:54:21 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=3656#comment-9814</guid>
		<description>[...] 3- Lowers interest incrual, protects from rising rates. Interest accrual is cut by as much as 80% when compared to other borrowing methods such as; conventional mortgages, credit cards, personal loans, other. By applying safe positive leverage, use your equity for your major expenses in the future in lieu of taking out costly loans, creating new payments, or charging up credit cards. A LOC interest rate will be several points lower than if loans you take from banks when rates start to rise. While banks are lending at 15%, you will be borrowing at 9.5%. Make sure your LOC is rate capped before entering into an agreement with a financial institution.Source: jayperoni.com [...]</description>
		<content:encoded><![CDATA[<p>[...] 3- Lowers interest incrual, protects from rising rates. Interest accrual is cut by as much as 80% when compared to other borrowing methods such as; conventional mortgages, credit cards, personal loans, other. By applying safe positive leverage, use your equity for your major expenses in the future in lieu of taking out costly loans, creating new payments, or charging up credit cards. A LOC interest rate will be several points lower than if loans you take from banks when rates start to rise. While banks are lending at 15%, you will be borrowing at 9.5%. Make sure your LOC is rate capped before entering into an agreement with a financial institution.Source: jayperoni.com [...]</p>
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		<title>Comment on Men&#8217;s Wearhouse:  A Company You Can be Proud to Own? by davidlee@davidlee.com</title>
		<link>http://jayperoni.com/mens-wearhouse-a-company-you-can-be-proud-to-own/comment-page-1#comment-9021</link>
		<dc:creator>davidlee@davidlee.com</dc:creator>
		<pubDate>Tue, 08 Nov 2011 01:23:20 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=3529#comment-9021</guid>
		<description>Jay,
I don&#039;t see anything with MW that would keep me from shopping there or buying their stock.

Thx,
David</description>
		<content:encoded><![CDATA[<p>Jay,<br />
I don&#8217;t see anything with MW that would keep me from shopping there or buying their stock.</p>
<p>Thx,<br />
David</p>
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		<title>Comment on Can We Do Business God&#8217;s Way? by Susannah Kinard</title>
		<link>http://jayperoni.com/can-we-do-business-gods-way/comment-page-1#comment-8723</link>
		<dc:creator>Susannah Kinard</dc:creator>
		<pubDate>Sat, 22 Oct 2011 13:08:57 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=1800#comment-8723</guid>
		<description>I would add as an important principal in business is never make a decision without consulting your &quot;CEO&quot;. I have daily &quot;meetings&quot; with Him. Sometimes He answers quickly and sometimes He doesn&#039;t. I&#039;ve learned much patience. The times I&#039;ve decided to go ahead and act without waiting, I fail. But, what I love about my BOSS is that He always has a backup plan, for His plans can be postponed by our lack of faith in Him but never stopped. Since I decided to have God as my boss, I have been able to rest more and have less stress...not that there isn&#039;t any...it can be hard...but His compensation benefits are just exceedingly full of grace, mercy, love and faithfulness. Though I may fail, He never let&#039;s me go. He believes in me, knows me and uses my weakness to build His business even higher. I love this job... I&#039;ve never had a greater &quot;fear&quot; or desire to do a good job. As for retirement...I&#039;m looking forward to an eternity of wonderful in Heavenly Heights Kingdom.</description>
		<content:encoded><![CDATA[<p>I would add as an important principal in business is never make a decision without consulting your &#8220;CEO&#8221;. I have daily &#8220;meetings&#8221; with Him. Sometimes He answers quickly and sometimes He doesn&#8217;t. I&#8217;ve learned much patience. The times I&#8217;ve decided to go ahead and act without waiting, I fail. But, what I love about my BOSS is that He always has a backup plan, for His plans can be postponed by our lack of faith in Him but never stopped. Since I decided to have God as my boss, I have been able to rest more and have less stress&#8230;not that there isn&#8217;t any&#8230;it can be hard&#8230;but His compensation benefits are just exceedingly full of grace, mercy, love and faithfulness. Though I may fail, He never let&#8217;s me go. He believes in me, knows me and uses my weakness to build His business even higher. I love this job&#8230; I&#8217;ve never had a greater &#8220;fear&#8221; or desire to do a good job. As for retirement&#8230;I&#8217;m looking forward to an eternity of wonderful in Heavenly Heights Kingdom.</p>
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		<title>Comment on Investing is Sometimes Like Eating Puffer Fish by samara</title>
		<link>http://jayperoni.com/investing-is-sometimes-like-eating-puffer-fish/comment-page-1#comment-8715</link>
		<dc:creator>samara</dc:creator>
		<pubDate>Fri, 21 Oct 2011 18:16:09 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=1456#comment-8715</guid>
		<description>what is the name of your fish on this website and is it real or did u just find this picture on the internet</description>
		<content:encoded><![CDATA[<p>what is the name of your fish on this website and is it real or did u just find this picture on the internet</p>
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		<title>Comment on I Just Might Bend But I Won&#8217;t Break by Amber Q</title>
		<link>http://jayperoni.com/i-just-might-bend-but-i-wont-break/comment-page-1#comment-8587</link>
		<dc:creator>Amber Q</dc:creator>
		<pubDate>Thu, 13 Oct 2011 15:24:17 +0000</pubDate>
		<guid isPermaLink="false">http://jayperoni.com/?p=1391#comment-8587</guid>
		<description>I Love this song!!!</description>
		<content:encoded><![CDATA[<p>I Love this song!!!</p>
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