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	<title>Comments on: There&#039;s Light At the End of the Tunnel</title>
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	<description>Faith Based Investing</description>
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		<title>By: Going Gazelle</title>
		<link>http://jayperoni.com/theres-light-at-the-end-of-the-tunnel/comment-page-1#comment-32</link>
		<dc:creator>Going Gazelle</dc:creator>
		<pubDate>Tue, 30 Sep 2008 16:34:26 +0000</pubDate>
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		<description>Debt can be a pretty nasty trap.
The more forms of behavior change you can throw at it to get out the better:
- Spiritual Conviction - God wants his people free
- Relational Agreement with your spouse
- Behavioral modification techniques - Cash Envelopes
- The Sense of Regaining Hope
- Educating myself on how money really works
For me personally, it took a deep spiritual conviction from listening to The Dave Ramsey Show and Money Matters from Crown Financial Ministries.  I came to realize the way I was managing God&#039;s Provision was all wrong.  No Plan.  No Priorities.  No Purpose.  No Prayer.  No Peace.  (All of these P&#039;s have the possibility to make a really good talk or even a book on the P&#039;s of Personal Finance.)
In the effort to chase credit card points and rebates I was overspending way too much.  (Not so much that I couldn&#039;t pay off the bills every month, but if it meant my tithe didn&#039;t happen to pay Visa so be it.)</description>
		<content:encoded><![CDATA[<p>Debt can be a pretty nasty trap.<br />
The more forms of behavior change you can throw at it to get out the better:<br />
- Spiritual Conviction &#8211; God wants his people free<br />
- Relational Agreement with your spouse<br />
- Behavioral modification techniques &#8211; Cash Envelopes<br />
- The Sense of Regaining Hope<br />
- Educating myself on how money really works<br />
For me personally, it took a deep spiritual conviction from listening to The Dave Ramsey Show and Money Matters from Crown Financial Ministries.  I came to realize the way I was managing God&#8217;s Provision was all wrong.  No Plan.  No Priorities.  No Purpose.  No Prayer.  No Peace.  (All of these P&#8217;s have the possibility to make a really good talk or even a book on the P&#8217;s of Personal Finance.)<br />
In the effort to chase credit card points and rebates I was overspending way too much.  (Not so much that I couldn&#8217;t pay off the bills every month, but if it meant my tithe didn&#8217;t happen to pay Visa so be it.)</p>
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